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??? ???? ????? ????: ???? ????? ?????? ?? ??????? ???? ??? ??? ?? - ??? ???? ??????? ??? ???? ???? ?????? ???? ???? ???? ?? ??? ??? ????????? ??????? ????? - ?????? ?????? ??????? ??? ????? ?????? ????????? ?? ???????? ?? ???????.
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???? Seel ???? ????? ?????? ?? ??????? ???????????? ?????? ??? ??? ???? ???????? ???? ??? ???? ?? 2000 ????. ????? ???? ??????? ??? ????? ?? ??????? ???????????" ???? ???? ?? ?????" ??????? ???? ?????? ?????????? ??????? ?? ????? ?????. ???? ??? ????? ???????? ?? ???? ????? ??????? ?? ?????? ???????? ?? ??????? ?? ????????. ???? ???? Seel ??? ????? ?????? ??????? ???? ???? ????? ??? ??????? ?? ???? ????? ????? ???? ??????? ?????? ?????? ?????? ??????? ????????.
????????? ???????? ??????:
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?????? ????????: ???? ?????? ???? ???? ????? "?? ???????" ???? ?? ??? ????????? ?? ?????? ????????? ?? ??????? ???? ?? ??? ???????? ??? 30 ????? (???????? ???????: 10 ????) ??? ????? ?????. ?? ???? ???? ???? ??? ??????? ????? ????? ??? ?????? ?????? ?? ????? ????? ?????????? ??? ????? ?? ??? ?? ??? ??????? ?? ??? ??? ???? ???? ?????.
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???????? ???????: ???? ???????? ???? ????? ??? ????? ????????? (??? ???? ??????? ????? ?????? ?? ?????? ?? ????? ?? ?????) ????? ?????. ??? ????? ????????? ??? ????? ???????? ??? ??? ??? 100% ?? ?????? ????????? ???????? ??? ??? ????? ????? ??? ?????? ?????????. ?? ??? ????? ??????? ???? ???? ???????? ??? ??????? ??? ??????? ?? ?????? ??????? ??? ?????.
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??????? ????????: ???? ??????? ???? ?? ??? ??????? ??? ??? ????? ????? ??? ????? ????? (???????? ???????: 10 ????? ???? ???????? ???????: 30 ?????).
CNA
???? CNA ?? ???? ????? ????? ????? ??? ????? A? ?????? ????? ???? ?? 125 ????? ?? ???? ??????? ??????? ????? ??????? ????????? ??? ????? ??????. ?????????? ???? ???? ???? ????? ????? ?? ??????? ???? CNA ?????? ?????? ?????? ??????? ??????? ?? ?????? ??????? ??????? ??????? ?????? ?????? ???????? ??????? ????????? ??? ?? ??? ???????? ??????? ???????.
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????? ?????? ????? ?? ?????? ?????: ??? ????? ?? ??? ???? ???? ???? "??????? ???????????"? ??? ?? ??? CNA ???? ?? ???????? ??????? ?? ???????? ???????? (???????? ????????? ??????? ???????? ???????? ??????? ???????? ???????)? ??? ???? ?????? ??????? ???????. ??? ???? ???? ????? ????? ?????? ?????? ?????? ??????? ??????????? ??? ???????? ???????? ?? ????????.
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?????? ??????? ?????? ?????? ??????? (BOP): ?? ????? ?????? ????? ???? ??????? ??????? ?? CNA ?????? ??????? ?? ?????? ?? ??????? ??????? ?? ???? ????? ???????? ?????? ??? ????????? ?????? ?????????? ???????? ??????? ??????? ?? ?????? ?????? ??? ???? ????? ????? ??????? ???????????.
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????? ???? ?????? ?????? ???? ??? 90 ????? ?? ????? ???????? ??????? ?????? ???? ??????? ??????? ???????? ????? ???????. ????? ??? ???? ?????? ??????? ?? ????? ?? ??????? ????? ?????? ?? ?????? ?? ?????? ?? ????? ??????? ???????? ??? ???? ????? ???????? ??????? ????? ??????? ?????? ??????? ??????? ???????? ?? ????? ????? ????????? ????????.5 ????? ??? ????? ??? ????? ??? ???? ???????.
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??????? ??????? ???????? ??? ???????: ???? ??? ???? Farmers ??????? ?? ????? ?? ???? ??????? ????? ?????? ?? ?????? ?? ?????? ?? ????? ??????? ???????? ??? ???? ????? ???????? ??????? ????? ??????? ?????? ??????? ??????? ???????? ?? ????? ????? ????????? ????????.
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??????? ??????? ??????? (EPL): ????? ?? ????? ?????? ??????? ????????? ????????? ?? ????????? ????????? ?? ??? ???????? ???????? ???????? ?? ????????? ???????? ??? ?? ??? ??????? ????? ??????? ?? ?????? ?? ???????.
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????????? ??????????? ???? ???????? ?? ?????? ???? ??????: ???????? ??? ??????? ??????? ???? ???? ???? ?????? ???????? ????????? ??????? ???? ?????? ??????? ??????? ?????? ??????? ???????? ?????? ???????? ??? ?????? ??????? ??? ???? ?????????? ???????? ???? ????????.
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?? ???? ?? 200 ??? ?? ??????? ??? ???? The Hartford ?? ???? ????? ?????? ????? ??????? ????? ??????? ???????. ??? ???? ?????? ??????? ????? ??????? ????? ????? ?????? ??? ??????? ????????? ????? ??????? ??? ???????? ????? ?????? ??? ????? ?????? ??? Shopify ? Amazon ? Etsy ? Walmart? ??????? ?? ?????? ????? ?? ??????? ????????? ???????? ???????? ????????????.
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???? ???????? ???? ????? ?????? ????? ????? ?????? ??????? ?? ???? ??????? ?????? ?????. ?? ????? "A" (?????) ?? ???? AM Best ??? ??? 1934? ???? ???????? ??? ????? ??????? ??????? ?? ??? ??????? ????? ?????? ????? ?????? ???? ?????? ????????? ?? ????? ????? ??????? ??????? ????????? ????????? ?????????.
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???? NEXT Insurance ????? ????? 100% ??????? ??????? ????? ??????? ?????? ??????? ??????????? ????? ??????? ????? ????????? ??? ????????. ???? ?????? ??????? ????????? ?????? ????? ??????? ?????? ??? ??? ????? ????? ?????? ????? ??? ???????? ?? ????? 10 ?????? ?? ????? ???????? ??? ???? ?????? ???? ???? ??????? ??? ????? ?? ???????. ????? ?????? ?? ????? ????? ????? ????? ??????? ??????? ????? ???? ?????? ?? ??????? ?? ???? ?? 1300 ???? ?? ????? ???? ???????.
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??????? ??????? ??????: ???? ????? ????? ??????? ?????? ??????? (?????? ??????? ?????? ???) ?? ???? ????? ??????? ?????? ?????? ?? ?????? ???????? ??? ???? ???????? ????? ??????? ??????? ??????? ????? ??? ????????? ???? ????????? ???????.
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????? ???? ??????? (COI) ?????? ????? ??? ?????: ???? ?????? ????? ??????? ?????? ??? ????? ???? ??????? (????? ??????? ?? COI) ??? ???? ?????? ???? ???? ???????? ?? ??????? ????? ??? ??? ????? ?? ???????? ?????? ???????? ??????? ??? ??????.
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????? ????????? ?????? ?? ????? ?????? ???? ????? ??????? ??????????? ?????? ?? ?? ??????? ????? ?????? ???????. ??? ???? ?? ?????? ????? ?? ??????? ??????? ??????? ?? ???????? ??????? ???????? ???? ???? ?????????? ??????????.
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????? ??????? ??? ?????: CNA? ??????????? ??? ????????? ?????????? ??????? ?????? ? NEXT ???????
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??? ???? ??????? ??? ???? ??? ??????? ?? ?????? ?????????? ?????? ?? ????? ?? ????? ??? ???????? ???? ?? ???? ???? ?? ????? ?? ?? ?????? ???????? ??? ??? ?? ??? ????? ????? ???? ?? ????? ??? ??????? ?? ????? ?????? ????????? ????????? ?????? ???????? ???????? ????.
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??????? ?????? ??????? ?? ????? ??????? ?????? ????? ?????? ?????? ???????? ??????? ????? ????? ?? ??????? ?? ????? ????? ???? ?????? ?? ?? ????? ???? ??? ??? ???? ???????. ???? ????? ???? ??? ?????? ??????? ??????????? ???? ???? ??????? ???? ????? ?? ???? ??????? ??? ??????? ?? ?????? ????? ?????? ????????.
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??? ???? ??????? ??? ??? ??????? ??? ??? ???? ?????? ????? ?? ??? ???? ????????? ???? ??????? ??? ????? ?? ?????? ???????? ???? ?? ?????? ??????? ?? ?????? ??????? ?? ?????? ??? ???????? ?????? ?? ???? ????? ???????? ???????? ?????? ???????? ??????? ??? ????? ?? ????? ??? ????.
????? ??????? ??? ?????: ?? ????????? ????????? ?????? ?????? NEXT ???????
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????? ??????? ??? ?????: CNA, Farmers, The Hartford, The Hartford, Westfield, Simply Business, NEXT Insurance
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